Archive for December 2015

Book Review- “Other People’s Money”

Over the past seven years, there have undoubted been countless books written about the global financial crisis. All too often, they explore the immediate causes that resulted in financial meltdown around the world, and we are regaled with tales of excessive risk taking, shady deals and almost incomprehensible financial wizardry. Some of these accounts are…

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The Promise of Driverless Cars

One technological innovation with the potential to drastically transform transportation and cities is the driverless car. Companies like Google, Mercedes, and Tesla are expected to launch a driverless car by 2020, bringing changes to the way we travel much sooner than expected. While reinventing the idea of the personal automobile will provide some solutions to…

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Africa’s Booming Population is an Opportunity for Growth

Birth rates in the vast majority of the world have slowed, creating future issues for Europe, the US, and parts of Asia as to how they will care for an aging population and keep economic growth rates up (see our post on the coming retirement crisis for a more in depth look). A few regions…

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How Will Millennials and the Developing World Upend Traditional Banks?

Much like many other industries, the banking industry is facing increasing competition from new, disruptive companies. Two consumer groups in particular are increasingly looking to non-bank entrants for financial services: the developing world and Millennials. For rather different reasons, these two disparate groups of consumers are seeking new financial services providers that will prove to…

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How Can Disruptive Technology Solve the Developed World’s Retirement Crisis?

The United States is quite unprepared for its coming retirement crisis. The number of Americans over 65 is expected to double by the year 2050, from 43.1 million in 2012 to 83.7 million by 2050. By 2030, more than 20% of the US population will be over the age of 65, as compared to the…

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